May 12, 2026
Welcome back to another episode of the 360 Money Matters Podcast!
In this episode, Billy and Andrew break down exactly what sits behind a financial advice fee — from the initial Statement of Advice to ongoing service reviews, the compliance infrastructure, the research, and the team that makes it all work.
They challenge the assumption that a lower fee means better value, and explain why understanding what you're paying for is just as important as the dollar amount itself.
This episode is for anyone who has ever wondered whether their advice fee is worth it, or who has avoided getting advice altogether because the cost felt unclear.
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This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis & Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of Akumin Financial Planning – AFSL 232706
Episode Highlights
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Why most people misunderstand what an advice fee actually covers
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The difference between one-off advice and an ongoing client relationship
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How fee structures (percentage vs. flat fee vs. hourly) change what you receive
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What to expect at each stage: upfront advice vs. annual review
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The compliance and infrastructure costs behind every recommendation
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How to assess whether your current adviser fee represents real value
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Questions you should be asking your adviser right now
Connect with Billy and Andrew!
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