Feb 10, 2026
Welcome back to another episode of the 360 Money Matters Podcast!
In this episode, Billy and Andrew reveal why most Australians - including the "experts" - fundamentally misunderstand this backyard barbecue favourite. The real question isn't which asset class has better returns. It's about leverage, tax structure, liquidity, and behavioral discipline.
We break down the hidden costs everyone conveniently forgets (stamp duty, interest, maintenance, selling fees), explain why concentration risk matters more than you think, and expose the psychological tricks that make property "feel" safer than shares. You'll discover why the right answer depends on your cash flow, life stage, and ability to handle market noise - not what your mate's grandfather made on his investment property.
Tune in to finally understand what actually matters when building long-term wealth.
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This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis & Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of Akumin Financial Planning – AFSL 232706
Episode Highlights
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Why headline return comparisons are meaningless
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The leverage trap: how debt magnifies both gains and losses
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Hidden property costs that destroy your actual returns
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Liquidity matters: selling a bedroom vs selling shares
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Concentration risk - one tenant vs diversified income streams
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The behavioral edge property has over shares
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Tax structures that change everything
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