Jan 30, 2024
Welcome back to another episode of the 360 Money Matters Podcast!
In this episode, we dig into the concept of negative gearing in property investment. We define negative gearing as incurring an income loss on a property with the anticipation of capital growth. Additionally, we provide an example to illustrate how it...
Jan 23, 2024
Welcome back to another episode of the 360 Money Matters Podcast!
In this episode, we discuss the pros and cons of investing in your own name versus a trust. We focus on two commonly utilized types of trusts: unit trusts and discretionary/family trusts. Unit trusts distribute income based on ownership of units, while...
Jan 16, 2024
Welcome back to another episode of the 360 Money Matters Podcast!
In this episode, we discuss investment bonds, explaining that they are: a tax-effective vehicle for investing money. The income associated with the investment is paid within the bond and taxed at a maximum rate of 30%, which can be lower than...
Jan 9, 2024
Welcome back to another episode of the 360 Money Matters Podcast!
In this episode, we discuss the difference between income and capital growth assets. We explain that capital growth refers to the increase in the value of an asset over time, while income is usually received in the form of dividends or rent. We also...